ShopSe
Product Manager, Lending
📍 Mumbai5–8 yrsFinTech / Consumer Finance
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Get your AI match score →Responsibilities
- Own the end-to-end loan origination funnel, including application, KYC, underwriting, and disbursal.
- Improve approval rates and disbursal turnaround time through experimentation and friction removal.
- Onboard and integrate NBFC and bank lending partners, and optimize multi-lender routing/waterfall logic.
- Translate credit policy into product rules, including eligibility, BRE, limit assignment, and line management.
- Own the repayment experience, including eNACH/UPI Autopay, EMI schedules, foreclosure, and early-stage collections nudges.
- Use AI to accelerate product work, research, underwriting support, and document processing.
Required Skills
5–8 years in product management3+ years owning lending or credit product surfacesDirect experience in lending domain (NBFC, fintech lending, digital lending, BNPL, or EMI)Hands-on understanding of the loan lifecycle: origination, KYC, underwriting, disbursal, repayment, and collectionsExperience with NBFC/bank lending partnersIntegration experience with LOS/LMS, credit bureaus, and lender APIsStrong working knowledge of India lending and fintech railsCo-lendingFLDG/DLG arrangementsRBI Digital Lending GuidelinesKey Fact Statement (KFS)Account Aggregator frameworkeNACH/UPI AutopayEMI & Credit Line on UPIHands-on fluency with AI tools in daily product workExcellent written and verbal communication
Nice to Have
MBAExperience with A/B testing and cohort analyticsExperience with business rules engines (BRE)Experience with underwriting and document processing using AIExperience with collections operations and repayment optimization
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