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VegaPay

Product Manager

📍 Gurugram, India3–5 yrsFinTech / Payments Infrastructure

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Responsibilities

  • Own the end-to-end product lifecycle for credit management solutions across credit cards, credit lines, BNPL, and embedded lending.
  • Define and execute the product roadmap aligned with business objectives and market opportunities.
  • Translate lending and credit requirements into configurable, scalable SaaS product capabilities.
  • Drive platform capabilities across underwriting, onboarding, servicing, billing, repayments, collections, and customer management.
  • Collaborate with engineering, compliance, risk, operations, and partner teams to launch and scale credit programs.
  • Analyze product performance, portfolio behavior, and platform adoption to identify growth and optimization opportunities.

Required Skills

3-5 years of Product Management experienceBanking SaaSLending infrastructureFintech platformsCredit products (Credit Cards, BNPL, Credit Line, Consumer Lending, Embedded Finance)Deep understanding of the credit lifecycleConfigurable product platformsLending operationsRisk controlsCredit program managementLOSLMSRule enginesUnderwriting systemsDecisioning frameworksLedger systemsRepayment orchestrationReconciliationSettlement flowsAPIsPlatform architectureSaaS product design principlesStakeholder managementCommunication skills

Nice to Have

B2B SaaS products for credit managementRBI regulationsDigital lendingCo-lendingCredit bureausFraud systemsKYC providersRisk platformsProblem-solving in ambiguous environmentsHigh ownership mindset

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